Research Interests

Financial Intermediation, Organizational Economics, Labor Economics, Development Economics

Publications

Financial Access and Labor Market Outcomes: Evidence from Credit Lotteries

     American Economic Review (2024) with Bernardus van Doornik, Armando Gomes, and David Schoenherr

     Banco Central do Brasil Award for Best Working Paper in Finance and Banking, 

 EMEA Best Paper Award (IWFSAS 2018 Conference)

VoxDev summary: link

Econimate summary video: link

Decision-Making Delegation in Banks 

     Management Science (2024) with Jennifer Dlugosz, Yong Kyu Gam, and Radhakrishnan Gopalan

Barter Credit: Warehouses as a Contracting Technology 

Journal of Finance (2023)

EFMA Best PhD Paper Award, MFA Outstanding Paper Award

Strategic Formal Layoffs: Unemployment Insurance and Informal Labor Markets 

American Economic Journal: Applied Economics (2023) with Bernardus van Doornik and David Schoenherr

  Banco Central do Brasil Award for Best Working Paper in Economics

VoxDev summary: link 

Unemployment Insurance as a Subsidy to Risky Firms

Review of Financial Studies (2022) with Bernardus van Doornik, Dimas Fazio, and David Schoenherr

Experience of Communal Conflicts and Inter-group Lending 

Journal of Political Economy (2020) with Ray Fisman, Arkodipta Sarkar, and Vikrant Vig

How Organizational Hierarchy Affects Information Production 

Review of Financial Studies (2019) with Vikrant Vig

Working Papers

Housing and Fertility

     (with Bernardus van Doornik, Dimas Fazio, and Tarun Ramadorai)

Media: Forbes, The Telegraph, VoxEU

Google's Deep Dive audio overview 

Escaping Death: Individual Mobility and Female Mortality

     (with Bernardus van Doornik and David Schoenherr)

Google's Deep Dive audio overview

Savings-and-Credit Contracts

     (with Bernardus van Doornik, Armando Gomes, and David Schoenherr)

Court Quality and Economic Resilience

     (with Dimas Fazio, Thiago Silva)

     NSE Best Paper Award at ISB Summer Research Conference

Work in Progress

Capital Budgeting and Reallocation in Banks

     (with Deniz Aydin and Ernest Liu)

Heterogeneity and Optimal Loan Pricing

     (with Deniz Aydin and David Sraer)

Tell Me Your Type: Information Asymmetry and Credit Allocation Through Consorcios

     (with Bernardus van Doornik, Maryam Farboodi, and David Schoenherr)